Online Banking
Talk with any of our mortgage lenders at 815-561-2684 for specifics on all our various mortgage loan programs.
Conventional loans offer fixed rate options for both purchase and refinance transactions. Programs such as Home Possible and Home One provide low down payment options for qualified borrowers.Apply Now
Construction Loans offer shorter term requiring interest to be paid monthly with proceeds being used to construct a home. Loan draws go through local title companies to ensure all contractors & subcontractors are paid in full. Apply Now
FHA Loans are long term, fixed rate loans insured by the Federal Government. This loan type is designed to help borrowers with lower incomes and credit scores achieve the dream of home ownership. Down payments are lower with the FHA loan.Apply Now
VA Loans provide financing for veterans, reservists and active duty military personnel. Surviving spouses may also qualify. VA Loans have flexible credit standards, low down payment and no mortgage insurance. Funds can be used to purchase or refinance an existing primary residence.Apply Now
Rural Housing Loans are insured by the USDA and include low down payments. Qualification standards include income limits and property eligibility. Funds can only be used to purchase a home.Apply Now
Download PDF Application Apply Online
Using your home's equity is a convenient and low cost way to borrow money with flexible repayment options. Variable and fixed rates are available. Use your home equity for:
When you are ready to build your dream home or your dream vacation home, think of Holcomb Bank first to fulfill all of your lot and construction loan needs.
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